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Seller’s Stamp Duty calculator

See whether SSD applies to your sale, and the date from which you can sell without it.

Date the option was exercised or the agreement signed. From 11 March 2017 onwards.
Seller’s Stamp Duty
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SSD rate
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Time held
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Schedule
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SSD-free from
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SSD rates

Chart of Singapore Seller’s Stamp Duty rates for homes bought from 4 July 2025: 16% in year one, 12% in year two, 8% in year three, 4% in year four and none after
SSD for homes bought on or after 4 July 2025.
When you sellBought 11 Mar 2017 – 3 Jul 2025Bought on or after 4 Jul 2025
Within 1 year12%16%
In the 2nd year8%12%
In the 3rd year4%8%
In the 4th yearNone4%
After thatNoneNone

Read the full guide to Seller’s Stamp Duty for how the holding period is counted and how to plan around it.

Frequently asked questions

Which date counts as the purchase date for SSD?

The date you acquired the property, which is normally the date you exercised the Option to Purchase or signed the Sale and Purchase Agreement, not the date you collected the keys.

Which date counts as the sale date?

The date the sale contract is made, normally when your buyer exercises the Option to Purchase.

Is SSD payable if I sell at a loss?

Yes. SSD is a percentage of the selling price or market value, whichever is higher, regardless of profit or loss.

Rates checked against IRAS on 10 November 2026. Purchases before 11 March 2017 fall under older schedules and are outside any SSD holding period today. This tool gives an estimate and is not tax advice.